bank preparation Material
Arithmetic- RS agrawal, M. Tyra
Reasoning- RS agrawal, MK pandey.
Here is a sample paper for SBI Clerk Recruitment 2009 that will give you an idea about type of questions asked in the exam.
1. Which of the following places was known as a centre of learning in ancient India?
ANSWER KEY
1) (1), 2) (1), 3) (2), 4) (1), 5) (2), 6) (1), 7) (3), 8) (2), 9) (3), 10) (3)
11) (3), 12) (1), 13) (2), 14) (1), 15) (2), 16) (2), 17) (2), 18) (4), 19) (2), 20) (2)
21) (4), 22) (5), 23) (2), 24) (5), 25) (1), 26) (2), 27) (1), 28) (5), 29) (5), 30) (1)
Here is a Sample Question Paper for Bank of India (BoI) Recruitment of General Banking Officers. All the question listed here have been solved for your convenience. This sample paper is equally useful for all candidate preparing for Bank PO, Clerical and SSC Recruitment Exams.
Directions (Q 1–5): In each of the letter series, find the missing letters.
1. a – c c a b c – a b – c – b c c
1. b a c c
2. b c c a
3. c b c a
4. c c b a
5. c a b c
2. b b c – b – c a b b – a – b c a
1. b c a b
2. a c b b
3. a b c b
4. c a b b
5. a d b c
3. x x – y – x x x x y – x x x x y – x
1. y x y y
2. y x x x
3. x y x x
4. x y y y
5. x x x y
4. a a – c – a b c a – b c a a b –
1. c a a b
2. a a c b
3. b a a c
4. b a c a
5. None of these
5. c c b – c – b a c c – a – c b a
1. b c a c
2. a b c c
3. c c b a
4. a c b c
5. None of these
6. A is B's sister, C is B's mother, D is C's father and E is D's mother. What is the relationship of A with E?
1. Daughter
2. Grand daughter
3. Grandson
4. Grandmother
5. Sister
7. If yesterday's tomorrow was Wednesday, then yesterday's day-after-tomorrow will be
1. Wednesday
2. Thursday
3. Friday
4. Saturday
5. Sunday
8. Which of the following groups of letters is different from the other groups of letters?
1. FETE
2. GAME
3. HUGE
4. LOVE
5. SMALL
9. Which of the following series is without any law/pattern?
1. FHKOT
2. CEHLP
3. IKNRW
4. LNQUZ
5. INTKR
10. In a row of the six members sitting, P is sitting to the left of Q but to the right of Y. R is sitting to the right of X but to the left of Q who is to the left of Z. The members sitting in the middle are
1. PR
2. RQ
3. XQ
4. PS
5. None of these
11. Select an item from those given in alternatives that has the same property as the one in question
697, 888, 945
1. 146
2. 934
3. 879
4. 555
5. 584
12. Find the missing term in the series BYAZ, ? , DWCX, EVDW
1. AXBY
2. CXBY
3. AZDW
4. CYBX
5. CDBY
13. Find the missing term in the series CEHLQ, FHKOT, ?, LNQUZ
1. GILPU
2. JLOSX
3. IKMQV
4. IKNRW
5. LKMST
14. A boat is going against the stream in a river and it first turns to exact right and then again a second time exactly to the right to its direction of motion. Assuming that the boat is propelled at constant velocity from the start, how will the speed be effected now?
1. Will increase or decrease
2. Will remain the same
3. Will increase
4. Will decrease
5. None of these
15. Select an item from those given as alternatives that has the same property as the one in question. 914, 703, 813
1. 611
2. 789
3. 870
4. 120
5. 154
Directions (Q 16–23): Find out the next term in the given series:
16. 9, 12, 21, 48, ?
1. 69
2. 84
3. 102
4. 129
5. 125
17. 95, 115.5, 138, ?
1. 162.5
2. 163.5
3. 164.5
4. 167.5
5. 125.5
18. 7, 11, 13, 17, 19, ?
1. 21
2. 23
3. 25
4. 29
5. 24
19. 563, 647, 479, 815, ?
1. 143
2. 279
3. 386
4. 672
5. 786
20. 79, 68, 57, 46, ?
1. 17
2. 27
3. 35
4. 66
5. 65
21. 5, 1/5, 17, 1/17, 29, 1/29, ?
1. 34
2. 39
3. 41
4. 49
5. 40
22. 18, 27, 6, 9, 2, 3, ?
1. 1
2. 1/3
3. 2/3
4. 1/2
5. 1/4
23. 4, 2, 8, 4, 24, 12, 96, ?
1. 24
2. 36
3. 40
4. 48
5. 50
Directions (Q 24–30): Which one is different from others?
24. Calf, Colt, Puppy, Cat, Cub
1. Calf
2. Colt
3. Puppy
4. Cat
5. Cub
25. Ox, Peacock, Lion, Hen, Tiger
1. Lion
2. Ox
3. Peacock
4. Hen
5. Tiger
26. Copper, Diamond, Silver, Gold, Platinum
1. Diamond
2. Gold
3. Silver
4. Copper
5. Platinum
27. Diet, Died, Tied, Tide, Fried
1. Tide
2. Diet
3. Tied
4. Died
5. Fried
28. 16, 22, 30, 45, 52, 66
1. 30
2. 45
3. 52
4. 66
5. 16
29. 8754, 9786, 7986, 3243, 1245
1. 8754
2. 9786
3. 7986
4. 3243
5. 1245
30. 1622, 2540, 3840, 5786, 5453
1. 5786
2. 3840
3. 2540
4. 1622
5. 5453
Answers
1. 2, 2. 3, 3. 4, 4. 3, 5. 4, 6. 2, 7. 2, 8. 1, 9. 2, 10. 4
11. 2, 12. 2, 13. 4, 14. 3, 15. 1, 16. 4, 17. 1, 18. 2, 19. 1, 20. 3
21. 3, 22. 3, 23. 4, 24. 4, 25. 4, 26. 1, 27. 1, 28. 2, 29. 3, 30. 1
Here is a Small Sample Question Paper for Karnataka Bank Clerical Recruitment Exam.
Directions (Q1, 2, 3): Choose the word which most nearly the SAME in meaning as the word given in CAPITALS as used in the passage.
1. SCALE
1. balance
2. proportion
3. quality
4. steep
5. trace
2. ENVIABLE
1. miserable
2. disappointing
3. insurmountable
4. pessimistic
5. admirable
3. SIPID
1. Flavoured
2. Stupid
3. Beautiful
4. Rude
5. None of these
Directions (Q. 4, 5): Choose the word which is most OPPOSITE in meaning of the word given in CAPITALS as used in the passage.
4. DEPENDABLE
1. independent
2. creditable
3. unreliable
4. unapproachable
5. incongruent
5. FRAGILE
1. weak
2. perfect
3. vulnerable
4. robust
5. delicate
Directions (Q. 6-10): Read each sentence to find out whether there is any error in it. The error, if any will be one part of the sentence. The number of that part of the sentence is the answer. If there is no error the answer is (5). (Ignore the error of punctuation, if any.)
6. At present, nearly / all foundries of / the country use coke / as a natural fuel. / No error
7. The Bill ensures that / the chairperson or members / cannot be removed out of office / except by an order of the President / No error
8. The directives in the holy books thus lay / emphasis on the need to / avoid get caught / on the stranglehold of worldly attractions / No error
9. An effective criminal law / is required for / effective implementation of / rules of law / No error
10. Local residents told the Chief Minister / that the building / was unauthorised construction / No error
Directions (Q. 11-15): In each of the following sentences there are two blank spaces. Below each sentence there are five pairs of words denoted by 1, 2, 3, 4, and 5. Find out which pair of words can be filled up in the blanks in the sentence in the same sequence to make the sentence meaningfully complete.
11. A _______ is known for his _______
1. hypocrite, honesty
2. braggart, modesty
3. altruist, truthfulness
4. mercenary, sincerity
5. philanthropist, benevolence
12. One _______ by which we may estimate the character of a man in public office is his _______
1. hyperbole, intuition
2. criterion, integrity
3. amenity, civility
4. unwary, irritable
5. specious, misanthropic
13. Because of his _______ honesty, employers tolerated his _______ outbursts and did not fire him
1. rapacious, amenable
2. unwavering, irascible
3. amiable, regular
4. unwary, irritable
5. specious, misanthropic
14. The _______ law of increase old age pensions was passed to _______ the hardship of the elderly voters in the state.
1. auspicious, mollify
2. expedient, alleviate
3. equivocal, aggravate
4. exemplary, condone
5. notorious, assuage
15. When I listened to his _______ arguments, all my doubts were _______ and I was forced to agree with his point of view.
1. competent, compelled
2. congruent, confirmed
3. cogent, dispelled
4. forceful, repelled
5. fluent, ignored
Directions (Q. 16-20): Which of the following phrases 1, 2, 3, and 4 given below each sentence should replace the phrase printed in bold type to make the sentence either correct or phrased in different words?
16. No caring for the family, Dhanraj wanted to gather roses only.
1. wanted to paint a rosy picture of the past
2. make safe investment
3. wanted to start the business of roses
4. wanted to seek all enjoyments of life
5. None of these
17. After the successful performance of the great actor was over, there was thunderstruck applause.
1. fearful
2. cheerful
3. decisive
4. thunderous
5. No correction required
18. We might not be able to change the situation quickly, but we should continue our efforts in that direction.
1. could not be
2. had not been
3. would not
4. did not
5. No correction required
19. The monograph, which was published three years ago, would suggest that by 2001 there will be 73 million TV sets in India.
1. has been suggesting
2. would have suggested
3. will suggest
4. had suggested
5. No correction required
20. Some of the African have been enmeshed in an inescapable debt trap.
1. entangled
2. hit
3. struck
4. ensured
5. None of these
Answers:
1. 2, 2. 5, 3. 1, 4. 3, 5. 4, 6. 2, 7. 3, 8. 3, 9. 4, 10. 4
11. 5, 12. 2, 13. 2, 14. 2, 15. 3, 16. 4, 17. 4, 18. 5, 19. 4, 20. 1
General Awareness
76. In which of the following groups, animals bear no teeth ?
(A) Peacock, Ostrich, Tortoise
(B) Owl, Loris, Crow
(C) Alligator, Turtle, Tortoise
(D) Turtle, Kiwi, Cow
77. Jaundice is a symptom of disease of—
(A) Kidney
(B) Liver
(C) Pancreas
(D) Thyroid
78. The vaccination against small pox involves the introduction of—
(A) Killed germs
(B) Weakened germs
(C) Live antibodies
(D) Activated germs
79. Deficiency of Vitamin B6 in man causes—
(A) Rickets
(B) Scurvy
(C) Beri-beri
(D) Anaemia
80. Which is the national flower of India ?
(A) Rose
(B) Lotus
(C) Lily
(D) Sunflower
81. First successful heart transplantation was done by—
(A) D. S. Paintal
(B) C. N. Barnard
(C) D. Shetty
(D) P. K. Sen
82. Yellow Fever is transmitted by—
(A) Aedes
(B) Anopheles
(C) House-fly
(D) Culex
83. Which one of the following is a major green house gas ?
(A) Carbon dioxide
(B) Chloro fluorocarbon
(C) Carbon monoxide
(D) Freon
84. In atmosphere the lowermost layer is—
(A) Troposphere
(B) Exosphere
(C) Ionosphere
(D) Strato sphere
85. Washing of peeled vegetables removes the vitamin—
(A) A
(B) C
(C) D
(D) E
86. Pasteurisation is the process in which milk is heated to—
(A) 60° C for 10 minutes
(B) 63° C for 20 minutes
(C) 63° C for 30 minutes
(D) 72° C for 10 minutes
87. Match List-I with List-II and give the correct answer from the code given below :
List-I (Discoverer)
(a) Jenner
(b) Watson
(c) Landsteiner
(d) Flemming
List-II (Discoveries)
1. Blood grouping
2. Penicillin
3. Vaccination
4. Double helix
Codes :
(a) (b) (c) (d)
(A) 3 1 2 4
(B) 3 4 2 1
(C) 3 4 1 2
(D) 3 2 4 1
88. Which of the following is most elastic ?
(A) Rubber
(B) Wet clay
(C) Steel
(D) Plastic
89. The first ever robot spacecraft to probe planet Venus was named—
(A) Galileo
(B) Magellan
(C) Newton
(D) Challenger
90. A man with colour blindness will see red as—
(A) Yellow
(B) Blue
(C) Green
(D) Violet
91. Comets revolve around the—
(A) Earth
(B) Venus
(C) Sun
(D) Jupiter
92. When a person walking in bright Sunlight enters a dark room, he is not able to see clearly for a little while because—
(A) The eye muscles cannot immediately adjust the focal length of the eye lens
(B) The retina retains the bright images for sometime and becomes momentarily insensitive
(C) The iris is, unable to contract the pupil immediately
(D) The iris is unable to dilate the pupil immediately
93. The swing of a spinning cricket ball in air can be explained on the basis of—
(A) Sudden change in wind direction
(B) Buoyancy of air
(C) Turbulance caused by wind
(D) Bernoulli's theorem
94. The freezer in a refrigerator is fitted near the top—
(A) To keep it away from hot compressor which is nearer to the bottom
(B) Because of convenience
(C) It facilitates convection currents
(D) To minimise power consumption
95. The chemical name of 'Common salt' is—
(A) Sodium chloride
(B) Sodium nitrate
(C) Ammonium chloride
(D) Calcium chloride
96. Denatured spirit is ethanol mixed with—
(A) Petrol
(B) Kerosene
(C) Water
(D) Pyridine
97. The metal, which is a constituent of vitamin B12 is—
(A) Iron
(B) Magnesium
(C) Zinc
(D) Cobalt
98. The most abundant inert gas in the atmosphere is—
(A) Helium
(B) Neon
(C) Argon
(D) Krypton
99. Which metal is extracted from sea water ?
(A) Potassium
(B) Magnesium
(C) Aluminium
(D) Beryllium
100. Precentage of lead in lead pencils is—
(A) 0
(B) 31 – 66
(C) 40
(D) 80
Answers
76. (A) 77. (B) 78. (C) 79. (D)
80. (B) 81. (B) 82. (A) 83. (A) 84. (A)
85. (B) 86. (C) 87. (C) 88. (C) 89. (B)
90. (C) 91. (C) 92. (B) 93. (D) 94. (C)
95. (A) 96. (C) 97. (D) 98. (C) 99. (B)
100. (A)
According to a United Nations report released recently Developing countries face increasing environmental and health hazards from electronic waste unless toxic materials are collected and recycled properly.
The report highlights the problem of recycling and salvaging procedures in poorer countries, often in unsafe conditions by unregulated operators. Sales of electronic devices are set to rise sharply in the next 10 years, particularly in emerging economies such as China and India, the United Nations Environment Program (UNEP) said.
According to report, titled Recycling - from E-Waste to Resources, the world produces about 40 million tons of waste from electronic devices, known as e-waste, every year.
Main Feature
Experts said exposure to toxic chemicals from e-waste - including lead, cadmium, mercury, chromium and polybrominated biphenyls - can damage the brain and nervous system, affect the kidneys and liver, and cause birth defects.
The report was launched in Indonesia's resort island of Bali. It used data from 11 developing countries to estimate current and future e-waste generation from discarded computers, printers, mobile phones, pagers, cameras, music players, refrigerators, toys, televisions and other items.
China produces an estimated 2.3 million tons of e-waste annually, and though the country has banned e-waste imports, it remains a major dumping ground for waste from developed countries, the report said.
The UN research predicts that in South Africa and China, e-waste from old computers may jump by 200 to 400 per cent from 2007 levels and by 500 per cent in India.
E-waste from mobile phones in the same period is forecast to rise seven times in China, and 18 times in India.
According to the report, over 1 billion mobile phones were sold in 2007 worldwide, up from 896 million in 2006.
The report said most e-waste in China was improperly handled, with much of it incinerated by backyard recyclers to recover valuable metals like gold.
Jim Pucket of the Basel Action Network, a non-governmental organization fighting the international trade in toxic wastes, said massive amounts of discarded devices had been exported to China for years.
But China is not alone in facing the serious e-waste problem. India, Brazil, Mexico and others may also face rising environmental damage and health problems if e-waste recycling is left to the vagaries of the informal sector.
Report urged governments to establish e-waste management centres, building on existing organizations working in the area of recycling and waste management.
What is Electronic Waste
Electronic waste, e-waste, e-scrap, or Waste Electrical and Electronic Equipment (WEEE) describes loosely discarded, surplus, obsolete, broken, electrical or electronic devices. The processing of electronic waste in developing countries causes serious health and pollution problems because electronic equipment contains some very serious contaminants such as lead, cadmium, beryllium and brominated flame retardants. Even in developed countries recycling and disposal of e-waste involves significant risk to workers and communities and great care must be taken to avoid unsafe exposure in recycling operations and leaching of material such as heavy metals from landfills and incinerator ashes.
Problems
Rapid technology change, low initial cost, and planned obsolescence have resulted in a fast-growing surplus of electronic waste around the globe. Dave Kruch, CEO of Cash For Laptops, regards electronic waste as a "rapidly expanding" issue. Technical solutions are available, but in most cases a legal framework, a collection system, logistics, and other services need to be implemented before a technical solution can be applied. An estimated 50 million tonnes of E-waste is produced each year. The USA discards 30 million computers each year and 100 million phones are disposed of in Europe each year.
In the United States, an estimated 70% of heavy metals in landfills comes from discarded electronics, while electronic waste represents only 2% of America's trash in landfills. The EPA states that unwanted electronics totaled 2 million tons in 2005. Discarded electronics represented 5 to 6 times as much weight as recycled electronics.
The Consumer Electronics Association says that U.S. households spend an average of $1,400 annually on an average of 24 electronic items, leading to speculations of millions of tons of valuable metals sitting in desk drawers. The U.S. National Safety Council estimates that 75% of all personal computers ever sold are now gathering dust as surplus electronics. While some recycle, 7% of cellphone owners still throw away their old cellphones.
Surplus electronics have extremely high cost differentials. A single repairable laptop can be worth hundreds of dollars, while an imploded cathode ray tube (CRT) is extremely difficult and expensive to recycle. This has created a difficult free-market economy. Large quantities of used electronics are typically sold to countries with very high repair capability and high raw material demand, which can result in high accumulations of residue in poor areas without strong environmental laws.
Trade in electronic waste is controlled by the Basel Convention. The Basel Convention Parties have considered the question of whether exports of hazardous used electronic equipment for repair or refurbishment are considered as Basel Convention hazardous wastes, subject to import and export controls under that Convention. In the Guidance document produced on that subject, that question was left up to the Parties, however in the working group all of the Parties present believed that when material is untested, or contains hazardous parts that would need to be replaced as part of the repair process, then the Convention did apply.
Like virgin material mining and extraction, recycling of materials from electronic scrap has raised concerns over toxicity and carcinogenicity of some of its substances and processes. Toxic substances in electronic waste may include lead, mercury, and cadmium. Carcinogenic substances in electronic waste may include polychlorinated biphenyls (PCBs). Capacitors, transformers, and wires insulated with or components coated with polyvinyl chloride (PVC), manufactured before 1977, often contain dangerous amounts of PCBs.
Up to 38 separate chemical elements are incorporated into electronic waste items. Many of the plastics used in electronic equipment contain flame retardants. These are generally halogens added to the plastic resin, making the plastics difficult to recycle. Due to the flame retardants being additives, they easily leach off the material in hot weather, which is a problem because when disposed of, electronic waste is generally left outside. The flame retardants leach into the soil and recorded levels were 93 times higher than soil with no contact with electronic waste.[12] The unsustainability of discarding electronics and computer technology is another reason commending the need to recycle or to reuse electronic waste.
When materials cannot or will not be reused, conventional recycling or disposal via landfill often follow. Standards for both approaches vary widely by jurisdiction, whether in developed or developing countries. The complexity of the various items to be disposed of, the cost of environmentally approved recycling systems, and the need for concerned and concerted action to collect and systematically process equipment are challenges. One study indicates that two thirds of executives are unaware of fines related to environmental regulations.