Dear Amit,Good Morning, The person who's annual income is less than 4 laces is comes under Non Creamy layer and who's annual income is above than 4 laces is comes under Creamy layer ,And to take the benefit of Non Creamy layer, O B C certificate is must.This is for your information. Now no need to visit to taluka office.Bye and have a nice day. Thanks & Regards, Pushpendra R.Sawdekar Cell No.+919011013785 --- On Tue, 28/4/09, narendra@unionbankofindia.com <narendra@unionbankofindia.com> wrote:
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